Who We Are


The Harvest Wealth Management Team Puts You First.

Our expertise is in investment and life planning. Our hearts are in client service.

Bob Rice, CFP®, AIF®

Partner

Harvest Wealth Management on Vimeo

What do you enjoy most about working in the wealth management industry?

Being a financial advisor is a natural fit for me because it encompasses two of my greatest passions: family and helping people. My greatest responsibility as an advisor is helping individuals and their families navigate through generations of difficult decisions, both financial and personal.

What do you enjoy most about being part of Harvest Wealth Management?

Our selfless team. Everyone who is associated with Harvest Wealth Management cares deeply about each other and our clients. 

What have you learned from your clients being in wealth management?

Everything. Annually, I spend an afternoon with ten of my clients in a facilitated client advisory board meeting. During those meetings and annual individual family reviews throughout the year, my clients are constantly giving feedback to make our practice better. By capturing and implementing some of our clients’ ideas for improvement, we try to maximize the client experience for all of our clients.

What personal accomplishments are you most proud of? 

Inspired by members of my client advisory board, my wife Jess and I applied our passion for helping people beyond financial advice. In 2015, we created our own non-profit dedicated to raising funds to find a cure for Alzheimer’s, and to support families in need. Since inception, our race has raised over $612,000. This is a very personal cause for us; please visit www.jogyourmemory5k.org to learn more about our charity.

Alzheimers fund raiser group photo
 

What would you be doing if you weren’t working for Harvest?

I would be a life coach or therapist. Being able to help people is the most rewarding experience I can imagine. 

What do you love to do outside of work?

By nature, I love spending time with people—it is something that has guided me down the path to becoming a financial advisor, and something that carries over to my personal life.  Family and friends are my foundation, and sharing my passions with them outside of the office is what brings me the most happiness. I love to play golf, travel, attend Boston-based sporting events, and coach any one of my children's sports teams. My wife, Jess, and I have three children—Colby (11), Caley (8), and Mikey (6)—and as a family, we spend time together in Cape Cod. We also have developed a deep appreciation and love for the island of St. John in the U.S. Virgin Islands.

Bob Rice family photo
 

Where does your story begin?

I was born and raised in West Hartford, Connecticut. After graduating from Kingswood-Oxford School, I went north to Vermont to study at Middlebury College for four years where I learned a lot about life, loyalty, and friendship. Upon graduation in 1997, I started my career as an advisor at American Express Financial Advisors. In an effort to have a truly independent platform for our clients, Josh and I co-founded Harvest Wealth Management in 2009.

Joshua M. Benet, CFP®, AIF®

Partner

What do you enjoy most about working in the wealth management industry?

Helping people I care about and know genuinely create a more rewarding, satisfying life for themselves. The happier they are, the happier I am.

What do you enjoy most about being part of Harvest Wealth Management?

We work for our clients, not a corporate agenda or shareholder interests. It’s refreshing operating in an independent, objective environment, free of sales incentives or quotas. As a founding partner, I can say it’s been terrific building a brand around what our clients ask for and need. 

What qualities of yours make you best suited to what you do?

My clients say I am passionate about teaching, specifically making the complex seem simple to the untrained eye. They appreciate how patient and empathetic I am when life seems like it can’t be any more stressful or scary. Listening to their stories, remembering each detail, and being incredibly organized allows me to create a personal, highly customized experience for each person I help. 

How should people think of their wealth?

However they would like, everyone is their own person. My goal is to help people identify what’s truly important to them in life and then make it happen! For me, wealth is not about how much you have but what you do with it. 

What personal accomplishments are you most proud of? 

I’ve built a business, a family, and a home from scratch, all while preserving a healthy balance between taking care of others and taking care of myself. I am also proud to give back. We have a family challenge to raise $100,000 through terrific annual fund-raising events such as Project Bread’s Walk for Hunger, Dana Farber’s Pan-Mass Challenge, and Jog Your Memory’s Run for Alzheimer’s by the time the kids go to college.  

Josh Benet harvest wealth management financial advisor needham ma walk for hunger
 

What would you be doing if you weren’t working for Harvest?

I’d be a professor at a local college or university, helping young people learn about financial literacy.  

What do you love to do outside of work?

I enjoy being active outdoors with my wife, Carrie, and kids (Jackson born March 2014 and Samantha born March 2016). I spend a lot of time pushing one of the kids in a jogging stroller or carrying the other on my back while hiking a local trail. We golf and ski together, too. Music is a big part of our lives; we collect vinyl records and love teaching our kids about amazing musicians, such as the Beatles, Bob Dylan, Jackson Browne, and David Bowie.

Josh Benet harvest wealth management financial advisor needham ma ski
 

Where does your story begin?

I would describe my story as one of learning. I am an alumnus of the Kingswood Oxford School in West Hartford, Connecticut, as well as Colgate University in Hamilton, New York, where I earned a BA in economics with a focus in sociology. The technical education I received serves as a foundation for my career. I learned how to be an independent, objective, and ethical professional while working as an auditor for Deloitte and Touche in Boston. I learned about customer service and hard work as a valet parking attendant while I was studying to become a registered financial advisor. Through my CERTIFIED FINANCIAL PLANNERTM (CFP®) exam study, I learned how to provide thoughtful, comprehensive advice. When I earned the Accredited Investment Fiduciary® (AIF®) designation, I understood the importance of recommending only what is in my clients' best interests. My love of learning inspires me to continue my education from all sources, particularly my wonderful clients.  

Oliver Scholle

Partner

What do you enjoy most about working in the wealth management industry?

I enjoy the wealth management because the typical client relationship spans years if not decades and involves work on many different investment and financial planning needs and objectives. 

What do you enjoy most about being part of Harvest Wealth Management?

Harvest offers me the opportunity to work with two amazing teams on behalf of my clients. The first is our Harvest team of professionals who are focused on delivering the highest level of client experience focused on customized financial planning. The second team is our broker/dealer Commonwealth Financial Network®, which provides great technology and research tools to deliver the best investment solutions for our clients.

What do you love to do outside of work?

I love to be out of doors hiking and camping and ideally in the Sierras or the Adirondacks. I am particularly fond of the wilderness areas around Lake Tahoe where we have spent many years camping with our children. Still on the list to do are many of the great national parks in the west.

IMG_5165
 

What would you be doing if you weren’t working for Harvest?

Someday when I retire I would like to start a second career renovating old houses for resale. I have lived in an old Victorian for 20 years where we have done a lot of renovation and that has given me a great deal of pleasure. I am told I have a good eye for this type of work and I know I would get a great deal of pleasure restoring houses for new families to enjoy.

What qualities of yours make you best suited to do what you do?

I have been told by clients that I would be a good teacher by the way I present financial planning concepts. I do see client education as a critical part of our services at Harvest Wealth Management given that the financial world is changing so rapidly that our clients have come to rely on us to bring key new concepts and opportunities to their attention.

How can a client get the most value from their relationship with Harvest Wealth Management?

We start with the premise that every client is unique and therefore the solutions we craft to achieve their needs and objectives will be customized. Second, we have designed our client service model to deliver a highly personalized service meaning both unlimited access and fast response to the unexpected/urgent need. Finally, as an independent firm, we are free to find the best solution for you putting your interests first without concern for corporate priorities or quarterly profit reports.

What is the biggest professional challenge you face today?

One of the biggest challenges in our rapidly evolving industry is keeping up with new technologies that can offer better client service and planning solutions delivered with the highest level of customer security. Over the past couple of years, we have been hard at work in this area with the addition of our client CFO functionality on our website as well as important security changes with the help of Commonwealth.  

What is the most influential book you have read recently?

Published in 2016, There is Life After College – What Parents and Students Should Know About Navigating School to Prepare for the Jobs of Tomorrow is an excellent read for parents with college-bound children. This book looks at college graduates today and revisits the old adage that is less important where you go to college than what you do while being there. In particular, this book focuses on how current college students need to manage their life experiences inside and outside the classroom through internships, study abroad, and other professional development opportunities.

What professional accomplishment are you most proud of?

Earlier in my career, I worked for the American International Group (AIG) managing their life insurance and pension subsidiaries in Santiago, Chile. This was a wonderful personal experience in a beautiful country where our two youngest children were born. It was an equally rewarding professional experience as the two companies experienced significant growth in Chile’s booming economy and capital markets of the early 1990s.

Where does your story begin?

Financial planning was not my first career. Following my graduation from Harvard College in 1976, I spent the next 20 years pursuing a career in international business in Africa, Asia, and Latin America. In 2004, I left the corporate world to become an independent financial advisor to design my own financial services practice and focus on my clients' needs first and foremost. 

I am a 20-year resident of Brookline, Massachusetts, where my wife, Beth, and I have deep roots in the community through service on the boards of local colleges, cultural organizations, and close connections with local schools. We have raised our two sons and daughter in the town. When I am not working, Beth and I enjoy traveling to visit our children and spend time sailing, golfing, hiking, and camping. 

Kelsey Martin

Client Relationship Manager

What do you enjoy the most about wealth management?

Seeing how the work we do every day helps bring our clients confidence and one step closer to meeting their financial goals. It’s a great feeling when you see their excitement when they achieve a goal they didn’t necessarily think was possible or was further down the road and know that you played a small part in that.

What do you love most about being part of Harvest?

The people – the Harvest team and our clients. I was introduced to Harvest as an intern during college and jumped at the chance to return full time. A big part of it was because of the people. Everyone at Harvest is passionate about helping people, not only our clients but each other as well. 

What do you love to do outside of work?

Spending time with friends and family, cooking, playing tennis, and traveling.

What qualities of yours make you best suited to do what you do?

A combination of my attention to detail, compassion, and eagerness to learn new things and help others allow me to provide the best service I can to our clients.

What professional accomplishments are you most proud of?

Completing the education requirements to sit for the CFP® exam and working towards the CFP® certification.

Where does your story begin?

I was raised in Worcester and attended Bentley University in Watham, MA, where I earned my BS in corporate finance and accounting. I had interned at Harvest Wealth Management during college and was excited to join the team as a full-time associate upon graduation. I live in South Boston and enjoy the many activities the city has to offer. 

Liz Mara

Client Care Associate

What do you enjoy most about working in the wealth management industry?

Getting to know amazing people who we are lucky enough to call clients as well as helping them organize their financial lives and pursue their goals.

What do you enjoy most about being part of Harvest Wealth Management?

The people. Our team is comprised of individuals who are not only fun to work with, but who also bring great passion to their jobs. 

What do you love to do outside of work?

Spend time with my family and friends, coach my kids' sports, and travel. My husband and I have four amazing daughters: Caitlin (12), Alexis (10), Emily (10), and Hope (4 months). I enjoy watching them compete in a ridiculous number of hockey and soccer games. I also enjoy hiking with our German shepherd, Bella.

What would you be doing if you weren’t working for Harvest?

I would be a motivational speaker. I love to share my passion for positive thinking with people. 

What personal accomplishments are you most proud of? 

Besides my biggest accomplishment, which is no doubt my four unbelievable daughters, I take great pride in my career as a swimmer. The passion, commitment, and hard work that it took to become a Division 1 swimmer at UNC built the foundation for the life I lead today. 

Where does your story begin?

I was born in Stamford, Connecticut, but consider myself a “Tarheel” at heart. I lived in multiple states as a youth before my family settled in North Carolina for my high school years. I spent four amazing years at the University of North Carolina at Chapel Hill as a student/athlete, competing all over the country as a Division I swimmer. I’ve been in too many pools to count and won far fewer Olympic medals than Michael Phelps. Following college, I spent six months living and skiing in Park City, Utah, before joining Goldman Sachs in New York City as an institutional sales trader. I met my husband, a die-hard Bostonian, in NYC and relocated to New England as part of Goldman Sachs' Private Wealth Management Division so we could start our life together. In the following years, we welcomed four beautiful girls to our family. After years of taking on the challenge of full-time mom, I joined Harvest Wealth Management to continue to pursue my passion for helping people. 

Tracy Donahue

Client Relationship Specialist

What do you enjoy the most about wealth management?

There is something new to do each and every day. I am constantly learning!

What do you love most about being part of Harvest?

My co-workers who have been so welcoming and supportive of me. I am impressed daily with their knowledge, expertise, and dedication to helping people.

What professional accomplishments are you most proud of?

In my former career, I worked with a colleague to start a volunteer income tax assistance program for low-income people. We built this program from the ground up and helped hundreds of low-income people maximize their incomes by claiming the Earned Income and other tax credits. Our program became a model for other Massachusetts nonprofits.

What qualities of yours make you best suited to do what you do?

I navigated a major life event in 2011 and worked to set in a place a financial plan that allowed me to be a full-time mom to my son. I couldn’t have done it without the support and guidance of my financial advisor. It was daunting at times, but also a tremendous learning experience. I’m so glad to bring that experience, along with my professional skills to HWM to assist the advisors in helping our clients manage life changes that impact their financial futures. 

How should people think of their wealth?

Wealth presents people with amazing opportunities. No matter what your goal, I think wealth is what you make of it and is highly individual. Harvest Wealth Management works hard to build long-term relationships with clients to understand their needs and goals and help them make the most out of their wealth.

What do you love to do outside of work?

I love being outdoors; hiking, walking my dogs, gardening or on a soccer field watching my son play. I also enjoy cooking for family and friends and taking advantage of the many wonderful art and cultural opportunities in the greater Boston area. 

Where does your story begin?

I am a lifelong New Englander and was raised with my four siblings in a small New Hampshire town. I earned a BS in anthropology from Bates College in Maine. Following college, I moved to Boston and worked for the state’s affordable housing agency overseeing contracts with local nonprofits. While working full-time I earned a master’s degree in public administration from UMass Boston. Shortly after earning this degree, I made the move to the nonprofit world working for one of Massachusetts 25 community action agencies as the director of planning and development. For more than 10 years, I enjoyed a challenging and fulfilling career. I left in 2010 to care for family, and have since worked part-time in a variety of administrative roles while enjoying being a full-time mother to my son Nolan.

Vicky Owens

Financial Advisor Assistant

What do you enjoy most about working in the wealth management industry?

I most enjoy the ability to work with individuals and families to help them meet their financial goals. 

What do you enjoy most about being part of Harvest Wealth Management?

I love the shared feeling of family at Harvest. Not only do we care for and treat our clients as we would our family, but we also treat our colleagues this way. We have strong working relationships, which supports our goal to provide top-notch service to our clients. 

What do you love to do outside of work?

When I'm not working, I enjoy spending time with my family, especially my grandson. 

What qualities of yours make you best suited to do what you do?

My ability to communicate with clients, work independently as needed, and stay organized all contribute to my success in my role at Harvest. 

What is the biggest professional challenge you face today?

The financial world is constantly changing, especially in the technology realm. I challenge myself to stay up-to-date with any new regulations and technology (secure e-mail practices, online portal technology, etc.) to ensure our clients are protected. 

How should people think of their wealth? 

I think people need to remember that we all change with time, as does our wealth. Clients should view their financial plan with this perspective. It is not set-in-stone, but rather, it needs to be monitored and updated as life changes. This is an area where Harvest Wealth Management excels and plays a critical role in our clients' long-term success. 

What professional accomplishment are you most proud of?

I am most proud of the long-lasting relationships I have created with our clients as well as staying up to date on ever-changing industry requirements. 

Where does your story begin?

I am originally from Framingham where my husband and I raised our three daughters. I enjoy spending time with my grandson and visiting Gloucester where I enjoy the beach and vibrant community. As a member of the Harvest Wealth Management family, I also enjoy participating in local events in support of our clients and the business community.